EMPOWERING
CREDIT DECISIONS
SINCE 1990
CTOS provides comprehensive credit risk management solutions, trusted by banks, insurers, telcos, corporations, SMEs, and more. We empower individuals and businesses with fast, reliable access to crucial financial insights.
The Trusted Choice For
CREDIT ENQUIRIES
In Malaysia
As Malaysia’s leading credit insights provider, CTOS continues to set the
standard in empowering financial decisions across all sectors.
As Malaysia’s leading credit insights provider, CTOS continues to set the standard in empowering financial decisions across all sectors.
EMPOWERING
CREDIT DECISIONS
SINCE 1990
CTOS provides comprehensive credit risk management solutions, trusted by banks, insurers, telcos, corporations, SMEs, and more. We empower individuals and businesses with fast, reliable access to crucial financial insights.
CTOS provides comprehensive credit risk management solutions, trusted by banks, insurers, telcos, corporations, SMEs, and more. We empower individuals and businesses with fast, reliable access to crucial financial insights.
The Trusted Choice For
CREDIT ENQUIRIES
In Malaysia
As Malaysia’s leading credit insights provider, CTOS continues to set the
standard in empowering financial decisions across all sectors.
As Malaysia’s leading credit insights provider, CTOS continues to set the standard in empowering financial decisions across all sectors.
Malaysia’s Leading
Credit Management Solution
CTOS Credit Manager™ is the flagship credit management solution designed for businesses. This interactive platform enables you to check prospects’ credit profiles, monitor customers’ financial backgrounds, and encourage better repayments to reduce business credit risk, helping save time and costs.
Malaysia’s Leading
Credit Management Solution
CTOS Credit Manager™ is the flagship credit management solution designed for businesses. This interactive platform enables you to check prospects’ credit profiles, monitor customers’ financial backgrounds, and encourage better repayments to reduce business credit risk, helping save time and costs.
Data You Can Trust,
Result You Can Rely
Data You Can Trust,
Result You Can Rely
Achieve Smarter
Credit Management In 3 Steps
EVALUATE CUSTOMERS
New customer / business partner
Perform credit searches &
pre-screenings on new & existing customers.
Accessible Information:
•ROC / ROB / LLP profile
•Directors / Shareholders
•Financials, banking records
•Litigation
•Electronic Trade Reference (eTR) and etc.
MONITOR CUSTOMERS
Unknown person becomes customer / business partner
Monitor your credit files to get notified if there are changes in your customers' credit profiles.
Get automated updates whenever there are changes in:
•Financials
•Directors / Ownership
•Bankruptcy records
•Litigation and legal matters
•Winding-up proceedings
•Electronic Trade Reference (eTR)
REINFORCE GOOD PAYMENT BEHAVIOUR
Customer owes money but doesn’t pay up
Tap into Malaysia’s largest credit management network to limit debtors’ access to loans and credit.
•Submit and share debtor info
with other CTOS users.
•Digital, peer-to-peer “report card”
on a business’s reliability in
playing its commercials debts.
How We Help You Make
SMARTER BUSINESS DECISIONS
CTOS provides reliable insights and advanced tools to make smarter decisions.
INDUSTRY
WE EMPOWER
OUR SUPPORT
YOUR ADVANTAGE
Wholesale &
Retail
Risk
Assessment
Enhanced Decision-Making:
Uncover supplier payment trends and mitigate risks before they escalate.
Government
Fraud
Detectiom
Risk Mitigation:
Identify and stop fraudulent activities quickly.
Services
Targeted
Prospecting
Higher Conversion Rates:
Focus on high-value prospects to close deals faster and smarter.
YOUR KEY BENEFITS
Quick access to business insights from the CTOS database
Automated monitoring and alerts so you will always be informed
Cost-effective way to conduct due diligence
A web-base application that is convenient and easy to use
24-hour access
Enhance debt recovery
REQUEST MORE INFORMATION
Start Making Smarter Credit Decisions
Learn how CTOS Credit Manager™ can help your business evaluate customers, monitor risk, and reinforce better payment behaviour.
Complete the form below and our team will contact you.
By submitting this form, you agree to our Terms & Conditions and consent to data processing under our Privacy Policy.
Achieve Smarter
Credit Management In 3 Steps
EVALUATE CUSTOMERS
New customer / business partner
Perform credit searches &
pre-screenings on new & existing customers.
Accessible Information:
•ROC / ROB / LLP profile
•Directors / Shareholders
•Financials, banking records
•Litigation
•Electronic Trade Reference (eTR) and etc.
MONITOR CUSTOMERS
Unknown person becomes customer / business partner
Monitor your credit files to get
notified if there are changes in
your customers’ credit profiles.
Get automated updates
whenever there are changes in:
•Financials
•Directorship / Ownership
•Bankruptcy records
•Litigation and legal matters
•Winding-up proceedings
•Electronic Trade Reference (eTR)
REINFORCE GOOD PAYMENT BEHAVIOUR
Customer owes money but doesn’t pay up
Tap into Malaysia’s largest credit management network to limit debtors’ access to loans and credit.
•Submit and share debtor info with other CTOS users.
•Digital, peer-to-peer “report card” on a business’s reliability in playing its commercials debts.
How We Help You Make
SMARTER BUSINESS DECISIONS
CTOS provides reliable insights and advanced tools to make smarter decisions.
YOUR KEY BENEFITS
Quick access to business insights from the CTOS database
Automated monitoring and alerts so you will always be informed
Cost-effective way to conduct due diligence
A web-base application that is convenient and easy to use
24-hour access
Enhance debt recovery
REQUEST MORE INFORMATION
Start Making Smarter Credit Decisions
Learn how CTOS Credit Manager™ can help your business evaluate customers, monitor risk, and reinforce better payment behaviour.
Complete the form below and our team will contact you.
By submitting this form, you agree to our Terms & Conditions and consent to data processing under our Privacy Policy.