From Learning to Funding

Get 13 Months COMPLIMENTARY

Access Up to RM20 Million

Maybank Islamic Digital Financing

6 October 2025 - 31 March 2026

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From Learning to Funding

Get 13 Months

COMPLIMENTARY

Access Up to

RM20 Million

Maybank Islamic

Digital Financing

6 October 2025 - 31 March 2026

CTOS Credit IQ

100% HRDC Claimable Online Training

HRD Corp Claimable • Remote via Microsoft Teams

Elevate Your Credit Decisions.

Grow With Confidence.

Credit IQ by CTOS is a 2-day, HRD Corp-claimable professional training programme designed to help business owners, finance managers, and decision-makers:

Understand and monitor credit health with confidence

Make smart financial decisions faster using real data and credit analytics

Prevent cash flow bottlenecks by identifying late payment and bad debt risks early

Use CTOS Credit Manager effectively to safeguard your company’s growth

With hands-on exercises, real case studies, and expert guidance from seasoned trainers, you’ll leave with skills you can apply immediately to improve your business resilience.

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CTOS and Maybank Islamic bring you an all-in-one bundle to upskill your team, access fast financing, and earn rewards.

Build confidence, fund your growth, and unlock exclusive benefits. All in one simple program designed to take your business to the next level.

CTOS and Maybank Islamic bring you an all-in-one bundle to upskill your team, access fast financing, and earn rewards.

Build confidence, fund your growth, and unlock exclusive benefits.

All in one simple program designed to take your business to the next level.

Build your team's capabilities

with 100% claimable

CTOS Credit IQ training

CTOS Credit IQ

COMPLIMENTARY

13 months

of CTOS Credit Manager

subscription

RM250

Cashback

2 Days

Online Training with Hands-On and Business Scenarios

Start or Grow Your Business With

Maybank Islamic for up to

RM20 Million Financing

Same Day Cash Disbursement

  • Get approval in 10 minutes.

  • Disbursement within 1 minute for financing amount below RM500,000.

Flexible Financing Amount

  • From RM3,000 to RM20,000,000 with flexible payment up to 25 years, depending on the facility type.

Hassle-free Application

  • No documents or collateral required for financing amount below RM500,000. Option to upload documents online

Bonus Perk

Be the top 100 customers with the highest incremental growth for

Maybank Business Current Account-i to earn RM100 cashback

with minimum RM15,000 incremental growth.

T&C apply