MALAYSIA’S
LARGEST SME EVENT
CTOS SME Biz Day 2026 is a flagship annual business event uniting decision makers, entrepreneurs and industry leaders to address key MSME challenges, including access to financing, business growth & sustainability and digital transformation.
KEY MILESTONE ACHIEVED IN 2025
>7,500
nationwide participants
47
industry & government
speakers
72
ecosystem partners
2026 EVENT FEATURES
Discover, learn, connect, and grow across four zones crafted for your business journey.
FUNDING PAVILION
The Funding Pavilion is a specially curated space that connects MSMEs with financing opportunities, bringing together funding partners across ECF, P2P and advisory services, alongside banking institutions and government agencies.
TYPES OF AVAILABLE GRANTS IN MALAYSIA
DIGITALISATION & TECHNOLOGY GRANTS
MSME Digital Grant (Madani): Covers 50% (up to RM5K) for digital services.
Smart Automation Grant (SAG): Managed by MIDA, up to RM1mil for automation and Industry 4.0 technologies.
CIP Spark: Up to RM150K for tech startups.
CIP Sprint: Up to RM600K to commercialise tech products.
Digital Content Grant (DCG): Offered by MDEC, supports digital creative content.
EXPORT & MARKET EXPANSION GRANTS
Market Development Grant (MDG): Managed by MATRADE, lifetime cap of RM300K, for international trade fairs & missions.
Services Export Fund (SEF): Up to RM350K to expand internationally.
eTRADE Programme 2.0: RM5K onboarding + up to RM20K for digital marketing.
STRATEGIC & SECTOR-SPECIFIC GRANTS
Business Accelerator Programme (BAP 4.0): Managed by SME Corp, up to RM400K for capacity building & machinery.
SME Industrial Training Matching Grant (LiKES): RM2K per intern.
Bumiputera Enterprise Enhancement Programme (BEEP): Grants & advisory for Bumiputera-owned SMEs.
Domestic Investment Accelerator Fund (DIAF) - ESG: Up to RM500K for sustainable ESG practices.
SPECIALIZED FINANCING & RELIEF
Low Carbon Transition Facility (LCTF): Managed by Bank Negara Malaysia (BNM), Up to RM10mil for sustainable operations.
Relief & Adaptation Facility (RAFt): Up to RM1mil for flood preparedness & recovery.
AVAILABLE BUSINESS LOANS & FINANCING OPTIONS
FOR SMEs
DEVELOPMENT FINANCIAL INSTITUTION (DFI) LOANS SME BANK SUCCESS
SME Bank SUCCESS: Shariah-compliant financing from RM100K to RM3mil.
SME Revitalisation Financing (SMERF): Affordable financing from RM50K to RM250K, interest from 3% to support cash flow recovery.
Technology Adoption Fund (TECHAD): Financial assistance for MSMEs adopting digitalization.
Bumiputera Enterprise Enhancement Programme (BEEP) Plus: Soft loans & assistance for Bumiputera-owned businesses in Sabah & Sarawak.
COMMERCIAL & DIGITAL BANK LOANS
SME Digital Financing: RM3K-RM500K - fast approval, no collateral required.
Micro Financing Schemes: Up to RM100K with fast disbursement and simple documentation.
GUARANTEE SCHEMES
Credit Guarantee Corporation (CGC): Provides 30% - 90% guarantee schemes to help secure bank loans.
SJPP (Syarikat Jaminan Pembiayaan Perniagaan): Up to RM20mil government guarantee schemes.
ALTERNATIVE DIGITAL FINANCING
P2P Financing: Up to RM200K - fast approval within 24–48 hours.
HOW TO APPLY FOR FUNDING ?
SECURE YOUR TICKETS TODAY
TICKET PRIVILEGES
Access to Main Conference
Access to Funding Pavilion
Business Networking Lunch
Exclusive Goodie Bag (Worth: RM199)
Exclusive Goodie Bag (Worth: RM199)
STRATEGIC PARTNERS
LIFE-LONG LEARNING PARTNER
Official Media Partner
SUPPORTING PARTNERS
SPONSORSHIP &
EXHIBITION OPPORTUNITIES
Maximize your brand exposure and connect with MSMEs at CTOS SME Biz Day 2026
with our tailored sponsorship and exhibition packages.